3. You want to save money on travel insurance.
An annual travel insurance plan can save you a significant amount of money compared to buying travel insurance for each trip you take. This is simple math and again if you travel enough it is so worth it!
4. You’re planning a remote trip.
Travel insurance is a must if you’re traveling to remote destinations. An annual travel insurance plan with emergency medical coverage is a smart bet, and it’ll cover you wherever else you may go in a 12-month span. The emergency medical coverage is huge along with potential evacuation coverage which can cost more than a house if you’re not covered!
5. You travel with expensive gear.
If you travel with business equipment a laptop stowed in your bag, or if you bring your expensive DSLR camera everywhere you go, annual travel insurance is a must. A good travel insurance plan will cover the contents of your baggage if it’s lost or stolen. Just make sure you read the fine print first: most annual travel insurance plans have an upper limit on coverage for jewelry, cameras, computers and other specific items.